Owner Controlled Insurance Policy – OCIP Your Owner Controlled Insurance Policy may also be known as an “OCIP” a “wrap-up policy”, or an “Owner Controlled Insurance Program”. It’s a type of insurance coverage purchased...Effective 04-22-2010 New EPA Regulations may face renovation contractors with $37,000 a day fines. The New EPA Regulations apply to the following: Any contractor renovating any of the following buildings built before 1978 Homes Offices School Government Etc. Work now...General Contractors Certificates of Liability Insurance, the Misnomers. Regarding General Contractors Liability Insurance and General Liability Insurance Certificates, there is a grand misnomer running rampant through the construction industry in NY, NJ and MA.... 
