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Motorcycle Insurance

Motorcycle Insurance

Motorcycle Insurance typically offers a combination of collision, liability, theft, and related coverage designed specifically to meet the needs of motorcycle owners.

If you own a motorcycle—whether you ride it or not!—you need this coverage to protect you from theft, collision, and other common exposures.

Some of the items that may affect premiums;

  • Your driving record
  • Where you keep your cycle (in the open or in garage)
  • Your credit record
  • How many years you have been driving a motorcycle
  • Your age
  • Previous Cycle Coverage
  • Anti-theft devices

ATV Insurance

Most states don’t require ATV insurance and you may have limited coverage if you have a homeowners policy. If you have an ATV we urge you to contact us and let us review your specific policy to determine whether you need a separate ATV Policy.

Many insurance companies offer discounts to help lower your premium such as:

A discount for completing and approved ATV safety course.

A discount for owning and insuring multiple ATVs.

A discount for being a member of associations such as the Harley-Davidson Owners Group (HOG), American Motorcyclist Association (AMA) or the Honda Rider’s Club of America (HRCA).