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Restaurant Insurance, Building Insurance, Builders Risk Insurance, Church Insurance

Professional Insurance Agency Service 

Castle Rock Insurance Agency is a professional full service Property & Casualty Insurance services boutique serving the Business and Personal Marketplace.

Building Insurance, Restaurant Insurance, Church Insurance, Personal Insurance 

If you are looking for Insurance for a Building, Insurance for a Restaurant, Insurance for a Church, a home & auto or have a business that needs commercial insurance coverage, we will take the time to explain what you are buying, so you understand what is at stake and what you will be protected for.

An Insurance Agency that Educates its Clients 

The key to our success is that we educate our clients to the exposures surrounding their personal and business assets so they can make educated decision as to their own insurance needs. We have been extremely successful in lowering insurance costs for our clients by leveraging our knowledge and relationships within the insurance industry. We always aggressively market and negotiate insurance premiums and coverage’s which usually results in an insurance product that is both comprehensive in coverage and competitive in price.

Are we competitive? Take a look at the long list of carriers we represent. Our job is to match the right company and the right insurance coverage with each individual or company looking for coverage.

Castle Rock Agency, Inc's  founders have a successful history. One was a previous underwriter from one of the nation’s biggest insurance wholesalers and the former president of one of the largest privately owned retail insurance agencies in New York City.  The other has almost a decade of experience as a underwriter with prior experience as a health care administrator with 2 back-to-back JCAHO commendations.

At Castle Rock we take the time to understand the operations of our clients and try to put together an insurance program that best suits their needs. No matter the size of the premium of an account, we treat all our clients with the same respect and attention.

Our success is embedded in our ability to continually surpass our client’s expectations. We are a company of people with a single-minded commitment to Customer Satisfaction. It is this attitude that makes Castle Rock stand out as a leader within the insurance community. And it is this attitude that can be seen in the quality of the services we provide to our customers.  We always strive to build relationships for life by exceeding expectations.

Insurance Experience and Expertise 

Experience - Our group of insurance professionals are among the most experienced in the industry. Importantly, our business model allows them to dedicate the necessary senior-level attention to clients.

If you are a commercial, business, personal or organizational client, or provide a personal service, you can benefit from our expertise.  Castle Rock Insurance Agency serves the personal and business insurance needs of individuals, families and businesses.

We Currently Offer Restaurant Insurance, Building Insurance, Church Insurance, Contractors Insurance, Builders Risk Insurance, Home Insurance, Auto Insurance, Umbrella, and Bonds in New York, NY, New Jersey, NJ, and Pennsylvania, PA.

Castle Rock Insurance Agency
Business Insurance
Personal Insurance
Intelligent Insurance

 

Online New York State Defensive Driving Course

Online New York State Defensive Driving Course NY

The 6 Hour New York State Defensive Driving Course is now available Online.

Online New York Defensive Driving Course

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Employee or Independent Contractor?

Employee or Independent Contractor?

Most employers in our industry, whether the management company or the homeowners association directly, believe that substantial costs can be saved by their associations utilizing independent contractors in lieu of employees.

By hiring independent contractors the employer attempts to avoid costs related to:

  • Salaries

  • Benefits

  • Payroll and unemployment taxes

  • Labor law disputes

  • Wage and hour claims

  • Overtime

  • Workers compensation coverage

  • Responsibility for most worker negligence occurrences

The employer also avoids having to supply office space, overhead, and equipment/supplies normally associated with an employer/employee relationship. Furthermore, if the employer becomes unhappy with the worker's performance, it can easily change to another independent contractor without having to experience the trauma associated with terminating an employee.

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6 Largest Products Liability Insurance Suits

Products Liability Claims

Manufacturing, distributing, marketing and reselling products can often seem like a harmless venture until there is a Product Liability Suit.

However, from time to time, and lately more frequently, issues arise that cause damages, injury and even death. When they do lawsuits ensue. When several people get involved in the lawsuit, class action lawsuits ensue which have the potential to be catastrophic, often costing manufacturers or their insurance companies millions or even billions of dollars.The following are major instances of Product Liability Claims, and they include recalls. Ironically recalls are often excluded from Product Liability Insurance Policies. Aside from severe cases, product Liability Suits can strike small jewelry designers, toy manufactures, clothing designers & manufacturers and to this day the thundering repercussions of paint manufacturing companies that used lead still echo through real estate owners looking for insurance. The following are the 6 of the largest Product Liability Suits, in order of smallest to largest by claim value adjusted for 2008 inflationary factors.

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Top 5 Employment Practice Myths. EPLI

EPLI - Failing Economy Plus Layoffs Equals A Lethal Combination… 

A Company can be Financially Devastated when a Savvy Trial Lawyer Teams up with a Disgruntled Employee to File an Employment Practices Related Lawsuit. 

Take steps to protect your client by purchasing Employment Practices Liability Insurance, EPLI, through Castle Rock Agency, Inc.

Here are The Top 5 Expensive Employment - Law Myths . . .

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Saturday, July 04, 2009
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