Stunt Coverage now available for Film Production Insurance and Video Production Insurance Coverage

Stunt Insurance is avail for the following classifications of Production Insurance Coverages we Offer:

Short Term Productions

Single low budget production taking place in the US.

Short Term Productions II

Single production or series taking place in the US.

Annual Productions

Multiple productions taking place in the US.

For Insurance Purposes, stunts are categorized as follows:

As an Insurance Agent that specializes in Home Insurance, I am without exception, always asked the same question when people are shopping for home insurance:

Q: How Much Should I Insure My Home For?

Here are a list of resources not to use when trying to determine how much you should insure your home for:

• Real Estate Agents

• Legal Advice from Lawyers

• Mortgage Companies

• Home Lenders

• Banks
  

There is only one real answer and only one reliable source to turn to:

A Skilled, Experienced and Licensed Home Insurance Agent

Employment Practices Liability Insurance Claims are Increasing

According to the Equal Employment Opportunity Commission (EEOC*1) the average number of Employment Practices Liability cases filed from 1996 to 1999 was a staggering 80,000 per year.

Employment Practice Liability Insurance Judgments, or EPLI Judgment awards increased almost 3 fold at 275% from 1994 to 1999. The total employment practices liability judgments awarded exceeded $100 million. The average verdict in Employment Practices Liability cases now approaches a half million by 1999, at over $450,000 per judgment, and Employment Practices Liability issues comprise 30% of all civil litigation in the U.S. Court. Age discrimination liability suits are rising more than any other sector of EPL Cases. The fact about Employment Practices Liability cases is that, according to court verdicts, the employee is deemed right most of the time. The Department of Labor cites that, employees and other plaintiffs won almost half or 41% of all jury decided trials and 26% of all non-jury trials in 1999, with punitive damages being assessed 19% of the time.

Why You Need Employment Practices Liability Insurance (EPLI)

• A private company is more likely to have an Employment Practices claim than a General Liability or property claim.
• 3 out of every 5 employers are sued by former employees
• 65% of all companies that have ever fired an employee have been hit with an employment related lawsuit
• In 2006, the median award for all plaintiff verdicts was over $200,000
• Over 40% of all Employment Practices claims are brought against firms with less than 100 employees