Castle Rock Insurance Agency

Business Owners Policy, BOP Policy Classifications

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Business Owners Policy, BOP Policy Classifications

The following are Business Classifications that we currently offer BOP Insurance Policy Coverage for:

Click a Letter to Jump to a BOP Insurance Classification

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

A

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Accessories or Specialties Stores – Men & Women

Accounting School

Accounting Services 

Actuarial Services

Acupuncture Office

Advertising Agencies

Agricultural Operations Consultant

Allergist - Medical Office

Alumni Associations

Amusement Devices

Appliance Stores

Aquariums and Fish Stores

Arbitration Services

Architects or Engineers-Consulting(not engaged in construction supervision

Army and Navy Stores

Art and Craft Supplies

Art Councils

Art Galleries

Artists and Graphic Designers-Commercial

Artists Supply Stores

Associations-Professional & Trade, OFFICE-ONLY

Art Schools

ATTORNEY OFFICES & LAW OFFICES INCLUDING:

  • Bankruptcy Lawyers
  • Civil Litigation Lawyers
  • Employment Lawyers
  • Family Lawyers
  • Intellectual Property Lawyers
  • Real Estate Lawyers
  • Tax Lawyers
  • Criminal Defense Lawyers
  • Patent Agents and Patent Lawyers
  • Product Liability Lawyers
  • Medical Malpractice Lawyers

Audio-Visual Equipment Stores

Audiologists Office

Auditors Office Services

Auto Accessories Kiosk

Auto Glass Shops

Automobile Parts and Supplies Stores

B

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Bagel Shop - No Deep Fat Frying

Bakeries - No Deep Fat Frying

Bakeries - with Deep Fat Frying

Banking Schools (Training in Banking)

Bar Association office only (see Professional & Trade Association

Barber and Beauty Supplies Stores

Barber Schools

Barber Shops

Bath & Body Products Kiosk

Baton Instruction Schools

Beauty Parlors/Hair Stylists

Beauty Schools

Beer or Winemaking Supply Stores

Beverage Stores - Soft Drink and Beer

Bible Schools

Bicycle Stores

Billiard Stores

Billing Services-see Accounting Services

Birdfeeder Stores

Blankets & Bedding Stores

Blueprinting Services

Boat & Marine Supplies

Bookbinding

Bookkeepers Office Services

Book and Magazine Publishers-NO PRINTING

Book Stores - New and Used

Book Stores - New Books Only

Books/Newspaper Kiosks

Booster Clubs

Botanical Gardens

Bottled Water Sales

BUILDERS RISK - RESIDENTIAL & COMMERCIAL

Bridal Shops

BUILDINGS 

  • Building - Cultural Occupants
  • Building - Educational Occupants
  • Building - Post Office
  • Building Religious Occupants
  • Building - Retail, 5 or Fewer Occupants
  • Building - Retail, 5 or Fewer Occupants - Condo
  • Building - Service
  • Building - Service - Condo
  • Building - SS and other Occupants

Business Administration Consultant

Business Clubs

Business Schools

Business Management Consultant

Butcher Shops

C

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Cake Decorating Equipment and Supplies Stores

Call Centers - Sales, Service or Consulting

Camera & Photographic Equipment Stores

Camping Equipment

Candle Stores

Candles & Country Crafts Kiosk

Candy Kiosk

Candy or Confectionery Stores

Car Stereo Stores

Card and Stationery Stores

Cardiologist Office

Carpet, Rug or Upholstery Cleaning - Shop Only

Carpet, Rug or Upholstery Cleaning - On Customers Premises    (no janitorial)

Catalogue Sales Stores

Cellular Telephone Sales and Installation

Cemeteries

Ceramics Schools

Certified Public Accountant

Chamber of Commerce Office only - see Associations Professional Trade

Cheese Shops

Children & Infant Clothing or Wearing Apparel  Kiosk

China Shops

Chiropractor's Office

Christmas Stores

Churches

Church Goods Stores

Clinic - Primary Care Medical

Clock Stores

CLOTHING OR WEARING APPAREL

  • Clothing or Wearing Apparel Kiosk - Family
  • Clothing or Wearing Apparel Kiosk - Infant & Children
  • Clothing or Wearing Apparel Kiosk - Men
  • Clothing or Wearing Apparel Kiosk - Women's
  • Clothing or Wearing Apparel Stores - Family
  • Clothing or Wearing Apparel Stores - Infant & Children
  • Clothing or Wearing Apparel Stores - Men
  • Clothing or Wearing Apparel Stores - Women's
  • Clothing - Sports Apparel Stores - Men
  • Clothing - Sports Apparel Stores - Women's
  • Clothing Repair & Alterations

Clubs - Civic - (e.g. Kiwanis, Lions, Rotary) Alcohol served on premises

Clubs - Civic - (e.g. Kiwanis, Lions, Rotary) No Alcohol served on premises

Clubs-Professional & Trade Associations, OFFICE ONLY

Coffee and Teas

Collectibles and Curio Stores

Commercial Artists and Graphic Designers

COMMERCIAL BUILDERS RISK ( & RESIDENTIAL)

Commercial Printing

Commodity Broker Office

Communications Consultant

COMPUTER 

  • Computer and Software Stores
  • Computer Programming
  • Computer Repair
  • Computer Repair Training Schools
  • Computer Software Training Schools
  • Computer Technical Schools

Conflict Resolution Services

CONSULTANTS 

  • Consultant - Agricultural Operations
  • Consultant - Business Administration
  • Consultant - Business Management
  • Consultant - Economical (Research)
  • Consultant - Education Planning
  • Consultant - Educational (Research)
  • Consultant - Human Resources (no Third Party Administrators or Benefits Coordinators
  • Consultant - Interior Decorator
  • Consultant - International Business
  • Consultant - Medical Practice Business
  • Consultant - Research (Economical, Educational & Sociological)
  • Consultant - Retail Operations
  • Consultant - Sociological (Research)
  • Consultant - Telecommunications (no installation)

Consumer Electronic Equipment Repair Service

CONTRACTORS EQUIPMENT - monoline

Convents

Cookie Store

Copiers-Office Machine Repair & Installation

Copying & Duplicating Services

Copywriter Service

Correspondence Schools

Cosmetic Kiosk

Cosmetic/Plastic Surgeon

Cosmetics, Toiletries & Perfumes

Costume Jewelry Kiosk

Counselors-Financial Planners

Court Reporting Schools

Court Reporting Services

Craft Supplies

Credit Unions - Federal Charter

Credit Unions - other than Federal Charter

Cultural Clubs

Curtain Store

Cutlery Shops

D

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Dance Schools

Data Processing (Electronics) Operations

Data Processing Schools

Decorators-Interior

DELICATESSENS 

  • Delicatessens - All Other - no Deep Fat Frying
  • Delicatessens - Internet Cafe - no Deep Fat Frying
  • Delicatessens - Internet Cafe - with Deep Fat Frying
  • Delicatessens - with Deep Fat Frying
  • Delicatessens - 41 to 75 seats

Dental Labs

Dental Technicians School

Dental Surgeons

Dentist Office

Dermatologist Office

Diaper Services

Dictions Schools

Digital Printing

Direct Mailing or Addressing Companies

Distributors of Household Products _e.g. Amway, Shaklee, Tupperware)

Doctor's Office

Drafting Schools

Draftsmen

Drama Schools

Draperies

Dressmaking Establishments - Custom

Drug Stores - No Food Services

Drug Stores - With Food Services

Duplicating-Photocopying Services

Duplicating and Copying Service

E

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Ear, Nose & Throat Specialists (Otolaryngology)

Economical Consultant - see Research Consultant 

Education Planning Consultant

Educational & School Supplies

Educational Consultant - see Research Consultant

Electronic Data Processing Operations

Electronics Kiosk

Embroidered Products Kiosk

Embroidery Shop - Home Based

Employment Agencies - No employee leasing or temporary services - Permanent Placement only

Employment Agencies - Temporary Placement  - Professional/Managers & Clerical/Administrative Only

Endocrinologist Office

Engineers or Architects - not engaged in construction supervision

Engraving

Executive Recruiter Firm

F

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Fabric Stores

Family Clothing or Wearing Apparel Kiosk

Family Counseling

Family Practice - Medical

Farm Bureau Office Only - see Associations-Professional & Trade

Farm Supply Stores including Pre-packaged Feed - No bulk Storage

Fence Dealers - including installation

Film Processing Laboratories

Finance -Mortgage Brokers

Finance or Small Loan Companies

Financial Planners

Fish Markets

Fish & Aquarium Stores

Fishing Equipment and Supply Stores

Flags & Banners Store

Floor Covering Stores

Florists

Flowers & Wreaths Kiosk- Silk & Dried

Food-Health Food Stores

Formal Wear or Costumes Rental

Frame, Picture, or Painting Stores

Fraternal Associations or Lodges

Frozen Smoothies/Juice Kiosk

Frozen Yogurt Shops & Kiosks

Fruit & Vegetable Markets

Funeral Homes

G

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Garden & Nursery Stores - No Landscaping Operations

Gardening Clubs

Gastronomist Office

Geriatric Specialist

Gift Shops

Glass Novelty Store

Glass Shop - Auto Glass Only

Golf Cart Sales & Services - No Rental

Golf Pro Shop

Gourmet Coffee Kiosk

Gourmet Foods

Graphic Art Consultant

Graphic Artists & Designers-Commercial

Greeting Card Stores

Gynecologist Office

H

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Handbags, Purses & Wallets Kiosk

Hardware Stores

Hats Kiosk

Healing Services Office

Health Foods

Health Practitioners Office

Hearing Aids

Historical Societies - Not Historical Preservation or Military Re-enactment

Hobby Shops

Holistic Medicine Office

Home Furnishings Stores

Home Theater Stores

Housewares

Housewares Kiosk

Human Resources Consultant (no Third Party Administrators or Benefits Coordinators)

I J K 

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Ice Cream Kiosks

Ice Cream Parlors - No Cooking on Premises

Installation and Repair-Office Machines

Insurance Agents

Insurance Claims Adjusters Office

Interior Decorators

INTERIOR DESIGNERS 

  • Interior Designer - Specializing in Healthcare Facilities
  • Interior Designer - Specializing in Hospitality Venues
  • Interior Designer - Specializing in Residential
  • Interior Designer - Specializing in Residential/Commercial
  • Interior Designer - Specializing in Entertainment Venues
  • Interior Designer - Specializing in Institutional Facilities
  • Interior Designer - Specializing in Office Venues
  • Interior Designer - Specializing in Retail Venues

International Business Consultant

Internet Cafés - see Coffee & Tea Stores or Delicatessen or Pizza Shop classes

Internist/Internal Medicine

Jewelry - Costume  Kiosk

Jewelry Stores

Juice Bars - see Delicatessens

Juice Kiosks (including Frozen Smoothies)

Kennels

Key Cutting Service

KIOSKS

  • Auto Accessories Kiosk
  • Bath & Body Products Kiosk
  • Books/Newspaper Kiosks
  • Candles & Country Crafts Kiosk
  • Candy Kiosk
  • Children & Infant Clothing or Wearing Apparel  Kiosk
  • Clothing or Wearing Apparel Kiosk - Family
  • Clothing or Wearing Apparel Kiosk - Infant & Children
  • Clothing or Wearing Apparel Kiosk - Men
  • Clothing or Wearing Apparel Kiosk - Women's
  • Cosmetic Kiosk
  • Costume Jewelry Kiosk
  • Electronics Kiosk
  • Embroidered Products Kiosk
  • Flowers & Wreaths Kiosk- Silk & Dried
  • Frozen Smoothies/Juice Kiosk
  • Frozen Yogurt Shops & Kiosks
  • Gourmet Coffee Kiosk
  • Handbags, Purses & Wallets Kiosk
  • Hats Kiosk
  • Housewares Kiosk
  • Ice Cream Kiosks
  • Jewelry - Costume  Kiosk
  • Juice Kiosks (including Frozen Smoothies)
  • Kitchen Kiosk
  • Leather Goods Kiosk
  • Music Kiosk
  • Perfume Kiosk
  • Personalized Gifts Kiosk
  • Picture Kiosk
  • Popcorn Kiosk
  • Silk & Dried Flowers & Wreaths Kiosk
  • Sunglasses Kiosk
  • Toys or Games Kiosks - see Toy Stores
  • T-shirt Kiosk
  • Wireless Accessories Kiosk
  • Wreaths & Silk & Dried Flowers Kiosk

L

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Language Schools

LAUNDRY AND DRY CLEANING 

  • Laundries & Dry Cleaners - Coin Operated
  • Laundries & Dry Cleaners - Cleaning on Premises
  • Laundry & Dry Cleaning Receiving Stations - No Cleaning on Premises
  • Laundry Rental Service - Including Uniforms & Linens

Lawnmower & Small Engine Repair

Lawn or Garden Type Equipment Dealers

Law Offices:   including Bankruptcy, Civil Litigation, Employment Law, Family Law, Intellectual Property, Real Estate, Tax Law, Criminal Defense, Patent Agents, Product Liability, Medical Malpractice

Leather Goods Kiosk

Leather Goods Stores (AKA Luggage & Leather Goods)

Libraries

Lighting Fixtures and Fans

Linen & Bath Shops

Liquor, Wine, Package Stores

Literary Agent

Lithographers

Locksmiths

Luggage and Leather Goods

M

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Mailing or Addressing Companies

Mailing and Packaging Centers

Mail Order Houses

Marriage and Family Counseling

Masonic Lodges (Other than Masonic Temples)

Masonic Temples (Other than Masonic Lodges)

Massage Therapist Office

Mausoleums

Meat and Fish Markets

Mechanical Repair Schools (Not Automobile or Aircraft Repair)

Media Buyers Office

Media Consultant

Mediation Service

MEDICAL 

  • Medical Billing Service
  • Medical Offices & Clinics-Primary Care
  • Medical-Optometrist's Offices
  • Medical or Dental Technicians School
  • Medical Practice Business Consultant
  • Medical Transcription Services

Midwife

Monasteries

Monument Sales - Including installation

Mortgage Banker

Mortgage Brokers

Mosques

Museums

Music Kiosk

Musical Instruments Stores

Music Schools

N

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Nail Salons - see Beauty Shop

Neurologist Office

Newsstands

Notaries & Notarial Service - see Sales Service & Consulting

Nurseries - Plant, Tree & Shrub - No Landscaping

O

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Obstetrician Office

Occupational Therapist

OFFICE BUILDINGS 

  • Office Building - Office Occ Only - Condo Ownership
  • Office Building - Office Occ Only - LRO
  • Office Building - Up to 25% Other than Office Occ - Condo Ownership
  • Office Building - Up to 25% Other than Office Occ - LR

Office Machine Repair & Installation

Office Supply Stores

Optical Goods Stores

Ophthalmologist's Office

Opinion Research Service

Optometrist's Office

Organizations-Professional & Trade Associations-Office only

Orthopedist Office

Osteopath Office

Other Houses of Worship

Other Offices - Not Otherwise Listed or Excluded

Otolaryngology (Ear, Nose & Throat Specialists)

P

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Packaging & Mailing Centers

Paging and Telephone Answering Services

Paint, Wallpaper or Wall covering Stores

Painting, Picture or Frame Stores

Paper Goods Stores-Arts & Crafts

Paralegal Office - see Lawyers Office

Parent Teacher Associations

Party Goods Stores

Patent Agent

Payroll Services - See Accounting

Pediatrician Office

Perfume Kiosk

Personalized Gifts Kiosk

Pet Day Care

Pet Food and Supply Store

Pet Grooming

Pet Motel/Hotel

Pet Stores

Pharmacies-no food service

Pharmacies with Food Service

Photocopying Services

Photoengraving & Platemaking

Photo Finishing Laboratories

Photographic Equipment and Camera Stores

Photographers

Photographic Studios

Physical Therapist Office

Physician Office

Piano Tuning

Picture Kiosk

PIZZA PARLORS

  • Pizza Parlors - Internet Cafes - Minimum 2/3 receipts from pizza sales - No waiter service
  • Pizza Parlors - Minimum 2/3 receipts from pizza sales  - 0-40 seats - No waiter service
  • Pizza Parlors - Minimum 2/3 receipts from pizza sales - 41-75 seats - No waiter service

Planetariums

Plastic/Cosmetic Surgeons

Podiatrist Office

Poetry Associations

Popcorn Kiosk

Pottery Stores

Pretzel Stores -  no Deep Fat Frying

Primary Care Clinic

Printers - All Others

Printers  - Commercial - see Commercial Printing

Printers  - Digital - see Digital Printing

Professional & Trade Associations - Office Only

Psychiatrist Office

Psychologist Office

Public Relation Firms

PUBLISHERS 

  • Publishers - Books & Magazines - No Printing
  • Publishers - Books with Printing Operations
  • Publishers - Directories & Databases w/Printing Ops
  • Publishers - Magazines or Periodicals w/Printing Ops
  • Publishers - Newspapers with Printing Operations

R

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Radio, TV & Consumer Electronics w/installation - up to 25% off  premises installation

Reading Clubs

Reading (and Science, Languages, Math and Writing) Schools & Learning Centers

REAL ESTATE AGENTS

  • Real Estate Agents - Commercial
  • Real Estate Agents - Residential

Recording Studios

Record Maintenance-Data Processing Operations,   No Programming or Consulting

Rental Stores - Furniture & Household Appliances Only

Repair and Alterations-Clothing

Repair and Installation-Office Machines

Research Consultant - Sociological, Economical or Educational

RESIDENTIAL BUILDERS RISK  (& COMMERCIAL) 

Resume Writing Service

Retail Operations Consultant

Retirement-Financial Planners

S

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Saddlery Stores (AKA Tack Shops)

Sail Makers

SALES SERVICE OR CONSULTING ORGANIZATIONS

  • Actuarial Services
  • Agricultural Operations Consultant
  • Arbitration Services
  • Business Administration Consultant
  • Business Management Consultant
  • Call Centers
  • Conflict Resolution Services
  • Copywriter Service
  • Economical Consultant - see Research Consultant 
  • Education Planning Consultant
  • Educational Consultant - see Research Consultant
  • Human Resources Consultant (no Third Party Administrators or Benefits Coordinators)
  • International Business Consultant
  • Literary Agent
  • Mediation Service
  • Medical Practice Business Consultant
  • Notaries & Notarial Service
  • Opinion Research Service
  • Research Consultant - Sociological, Economical or Educational
  • Resume Writing Service
  • Retail Operations Consultant
  • Sociological Consultant - see Research Consultant
  • Telecommunications Consultant (no installation)
  • Telemarkers

Sauna & Spa Stores including installation

Scrapbooking Stores - see Arts & Craft Stores

Seamstress-Custom Dressmaking

Secretarial and Stenographic Services

Secretarial Schools

Sewing Machine Stores

Sewing Stores

Shoe Repair Shops

Shoe Stores

Shrines

Sign Painting or Lettering (no sign erection)

Silk & Dried Flowers & Wreaths Kiosk

Silk Screening - Retail Sales Only

Singing Societies (e.r. Glee Clubs, Barbershop Quartets)

Social Clubs - With Alcohol served on premises

Social Clubs - With No Alcohol served on premises

Sociological Consultant - see Research Consultant

Speech Therapist Office

Sporting Goods Stores

SPORTS APPAREL STORES 

  • Sports Apparel Stores - Family
  • Sports Apparel Stores - Men
  • Sports Apparel Stores - Women

Sports Medicine Specialist

Stationery Stores

Stenographic and Secretarial Services

Stereo Equipment

Stockbrokers Office

Structured Settlement Consultant

Studios-Commercial Artists and Graphic Designers

Sub Shops

Sunglass Boutiques

Sunglasses Kiosk

Surgeons - Medical Office

Surveyors - Architects or Engineers Class

Synagogues

T

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Tailors

Tape, Compact Disc and Record Stores

Taxidermists

Tax Preparation Service

Telecommunications Consultant (no installation)

Telemarkers - see Sales, Service & Consulting

Telephone Answering & Paging Services

Television & Radio Repair

Temples

Temporary Placement Agency - Professional/Managers & Clerical/Administrative Only

Tent or Canvas Goods - Repair

Title search companies - See Real Estate Agents

Toy Stores

Toys or Games Kiosks - see Toy Stores

Trade and Professional Associations-Office Only

Travel Agencies

Trophy Shops

T-shirt Kiosk

T-shirt Stores

Tuxedo Rental-Formal Wear Stores

Typesetters

U

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Uniform Stores

University Clubs

Urologist Office

V

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Vacuum Cleaner Sales and Service

Vending Machine Operators

Veterinarians or Veterinary Hospitals

Video Stores

Vocational Rehabilitation - Outpatient Only - Full Time Career Placement Only

W X Y Z

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Wallpaper, Paint or Wall covering Stores

Wireless Accessories Kiosk

Wreaths & Silk & Dried Flowers Kiosk

Yarn, Knitting or Needlecraft Supply Store

Yogurt Shops

Because there are several major differences and differing coverages specific to each of the above businesses please contact us for a quote on a Business Owners Insurance Policy.  Castle Rock Agency is your solution for Low Cost Business Owners Insurance Policy Coverage for New York NY, New Jersey NJ and Pennsylvania PA.

Castle Rock Agency - Business Owners Insurance Policy Classifications
BOP Insurance Classifications

 

 
Monday, April 24, 2017
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