What does product liability insurance not cover? Product liability insurance protects manufacturers and sellers for harm caused or damage by their products. This includes defects, design flaws, and failure to warn about potential dangers. While product liability is a...General Liability vs Product Liability: Understanding the Differences. General liability and product liability are two types of insurance coverage that businesses may need to protect themselves from financial losses resulting from lawsuits. While both types of...What is Product Liability Coverage? Product liability coverage is a type of insurance that protects you from being sued for damages caused by your product. If you sell or manufacture products, this type of insurance can be quite valuable. It can help protect you from...Why Your Restaurant Needs Insurance Why Your Restaurant Needs Insurance – Proper Coverages Matter. Starting a restaurant is an exciting experience, but you must protect it with the right insurance coverage. Your Restaurant insurance can help to safeguard your...Owner Controlled Insurance Policy – OCIP Your Owner Controlled Insurance Policy may also be known as an “OCIP” a “wrap-up policy”, or an “Owner Controlled Insurance Program”. It’s a type of insurance coverage purchased...