Castle Rock Insurance Agency

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Restaurant Insurance, Building Insurance, Builders Risk Insurance, Church Insurance

Professional Insurance Agency Service 

Castle Rock Insurance Agency is a professional full service Property & Casualty Insurance services boutique serving the Business and Personal Marketplace.

Building Insurance, Restaurant Insurance, Church Insurance, Personal Insurance 

If you are looking for Insurance for a Building, Insurance for a Restaurant, Insurance for a Church, a home & auto or have a business that needs commercial insurance coverage, we will take the time to explain what you are buying, so you understand what is at stake and what you will be protected for.

An Insurance Agency that Educates its Clients 

The key to our success is that we educate our clients to the exposures surrounding their personal and business assets so they can make educated decision as to their own insurance needs. We have been extremely successful in lowering insurance costs for our clients by leveraging our knowledge and relationships within the insurance industry. We always aggressively market and negotiate insurance premiums and coverage’s which usually results in an insurance product that is both comprehensive in coverage and competitive in price.

Are we competitive? Take a look at the long list of carriers we represent. Our job is to match the right company and the right insurance coverage with each individual or company looking for coverage.

Castle Rock Agency, Inc's  founders have a successful history. One was a previous underwriter from one of the nation’s biggest insurance wholesalers and the former president of one of the largest privately owned retail insurance agencies in New York City.  The other has almost a decade of experience as a underwriter with prior experience as a health care administrator with 2 back-to-back JCAHO commendations.

At Castle Rock we take the time to understand the operations of our clients and try to put together an insurance program that best suits their needs. No matter the size of the premium of an account, we treat all our clients with the same respect and attention.

Our success is embedded in our ability to continually surpass our client’s expectations. We are a company of people with a single-minded commitment to Customer Satisfaction. It is this attitude that makes Castle Rock stand out as a leader within the insurance community. And it is this attitude that can be seen in the quality of the services we provide to our customers.  We always strive to build relationships for life by exceeding expectations.

Insurance Experience and Expertise 

Experience - Our group of insurance professionals are among the most experienced in the industry. Importantly, our business model allows them to dedicate the necessary senior-level attention to clients.

If you are a commercial, business, personal or organizational client, or provide a personal service, you can benefit from our expertise.  Castle Rock Insurance Agency serves the personal and business insurance needs of individuals, families and businesses.

We Currently Offer Restaurant Insurance, Building Insurance, Church Insurance, Contractors Insurance, Builders Risk Insurance, Home Insurance, Auto Insurance, Umbrella, and Bonds in New York, NY, New Jersey, NJ, and Pennsylvania, PA.

Castle Rock Insurance Agency
Business Insurance
Personal Insurance
Intelligent Insurance

 
Insurance Defense Costs - What Is Covered

Does Your Business Insurance Policy Cover Defense Costs Within the Insurance Limit or Defense Costs Outside of the Insurance Limit?

Did you know that a liability policy, which is part of any typical business insurance policy or commercial insurance policy coverage, has two distinct obligations? A liability insurance policy, if it is a general liability, product liability or professional liability insurance policy is designed to protect you against your legal obligation to pay others because you have hurt them and/or have damaged their property. A policy also defends you against claims or lawsuits. In other words, besides paying for claims or suits, a liability policy also pays for their related legal costs and court fees.  insurance policy defense cost coverage

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Insuring an Internet Based Business

Does Your Internet Based Business Have the Proper Business Insurance

Many businesses are making increasing use of the Internet to promote their products & services. Due to this medium’s connection to savvy, technologically astute consumers, it is an ideal method for promoting and selling products. However, even as greater advantage is being taken of electronic transactions, it is important to keep a bit of old, yet still excellent advice - "Let the buyer beware."  Insuring an Internet Based Business

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IRS Gives Employers Partial Amnesty on Employees Misclassified as Independent Contractors

The Internal Revenue Service (IRS) is offering a partial amnesty to employers who openly come forth about having misclassified employees as independent contractors, or "1099's" to avoid paying federal payroll taxes, the IRS announced this week. irs employees independent contractors

Why do Employers Classify workers as Independent Contractors vs Putting them on the Books as Employees?

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Preparing for a Hurricane

With Hurricane Irene quickly approaching the North East the following are some tips in preparing for a Hurricane.

 

Preparing for a HurricanePrepare for a Hurricane

Before a windstorm or hurricane hits your area, there are some important steps you should take to stay safe and help minimize damage

  • to your property.
  • Stock up on such necessities as food and bottled water, as well as a first aid kit, a portable radio, warm clothing, and clean blankets.
  • Keep a supply of flashlights and extra batteries handy. Since open flames can be hazardous, avoid relying upon candles and kerosene lamps as potential light sources.
  • Protect windows with boards or shutters.
  • Look around your property and reduce the threat of flying debris. Move all outdoor items (patio furniture, garbage cans, garden tools) indoors.
  • If possible, remove any tree limbs that may be too close to your home, or appear to be diseased or damaged.
  • Check mobile home tie-downs.
  • If you live in an identified surge zone, elevate furniture – or move it to a higher floor – to protect it from flooding.
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Sunday, February 05, 2012
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